Hilton HHonors Platinum Credit Card

Low APR: 2.9% for first six months of cardmembership, on Balance Transfer requests submitted with this application
Earn up to 50,000 HHonors® bonus points when you get the Card
Earn HHonors points with virtually every purchase
No annual fee
Travel Accident Insurance
Car Rental Loss and Damage Insurance
Receive 5 HHonors bonus points for each dollar spent at
Hilton Family hotels including Doubletree®, Embassy Suites Hotels®, Hampton Inn® and more and for eligible purchases at supermarkets, drugstores, gas stations and more
Get 3 HHonors bonus points for each eligible dollar you spend everywhere else
Express Approval. Get a decision in less than 60 seconds.
No Blackout dates

Accelerate your way to free travel with the Hilton HHonors Platinum Credit Card from American Express. You'll earn Hilton HHonors points toward free hotel stays and travel packages just for charging your purchases on the Card. Plus, you'll enjoy all the benefits you want in a credit card.
10,000 HHonors bonus points after your very first purchase on the Card- enough for a free night
15,000 bonus points after you spend $5,000 in 5 months-- that's in addition to the 15,000 points you would earn for your Card spending
10,000 HHonors bonus points over the course of your first four stays at any participating Hilton Family hotels (2,500 HHonors bonus points each stay)
Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments and more
Get 3 Hilton HHonors bonus points for each eligible dollar you spend everywhere else
7,500 Hilton HHonors® bonus points with your first purchase
Earn HHonors points with virtually every purchase
No annual fee
Travel Accident Insurance
Car Rental Loss and Damage Insurance
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DID YOU KNOW?

	A mortgage is "interest only" if the scheduled monthly mortgage payment - the payment the borrower is required to make --consists of interest only. The option to pay interest only lasts for a specified period, usually 5 to 10 years. Borrowers have the right to pay more than interest if they want to. An interest only mortgage means your monthly payments cover only the interest on the loan. They do not pay off the amount you owe. So, at the end of the mortgage term, assuming you have made all the interest payments, you will owe the same amount that you borrowed at the beginning. An interest only mortgage stays the same throughout the mortgage term. Interest and a premium to an investment scheme are paid monthly. At the end of the term, the proceeds from the investment vehicle are intended to repay the mortgage. The amount will depend on the performance of the investment scheme. If you choose an interest only mortgage you are responsible for ensuring that you have sufficient funds available to repay your mortgage at the end of the term. For What Types Of Borrowers Are Interest Only Mortgages Suitable? Interest-only mortgages are for borrowers who have a valid use for a lower initial required payment, and are prepared to deal with the consequences. A valid example is the young borrower with a long time horizon who invests in a diversified portfolio of common stock. This should generate a yield of 9% or more over a long period. Another is business owners who might earn a high return investing in their own businesses. Ask yourself whether you are disciplined enough to make the payment to principal when you aren't obliged to. Ask yourself whether you are comfortable with the risk that the expected higher income won't materialize. What Hazards Should You Watch Out For An Interest Only Mortgages? The major hazard is being deceived into accepting an interest-only mortgage that does not meet any of the suitability tests described above. The deceptions are about alleged desirable features of interest-only that don't in fact exist. The main advantage to an interest only mortgage is initially seen in the payments you make to your lender. The fact that you will only be repaying your interest here means that your monthly payments will be much lower than they would be for a repayment product. If your investment does not give you good enough returns, you won't have enough money to repay the capital owed. So, it's vital to take good and qualified advice before buying an interest only product and then to track your investment progress on a regular basis. You also need to consider the fact that the rates you get for an interest only mortgage may not be as favourable as those on offer for repayment mortgages.

Marketing your Trading Assistant Business is not as hard as you may think. Once you've decided who you will sell for (business, individuals), you can adjust your marketing accordingly.

Here are some excellent ways to market that you're a Trading Assistant.

First off, you want to make sure you list the fact you are a TA in all of your eBay auction listings. You want to also create your About Me page and highlight your services there as well. You'll also want to register in the eBay Trading Assistant's Directory.

Your Own Website….

If you have a website you can easily market your business there. However you want it to be specific to your Trading Assistant business. Set up a newsletter, and email people about your services after they join up for your informative newsletter. Every single email communication to your eBay buyers should always include information about your business.

An eBay Store....

Owning an eBay store automatically entitles you to set up a newsletter there as well. You can send out 100 emails / month with a Basic Store Subscription, 1000/month for a Featured Store, and 4000/month for an Anchored Store Subscription.

Promote To Others....

Promote your business to your neighbors by printing off flyers from eBay and drop them door to door. Get your local newspaper and research the garage sales in the area. Drop off your flyer or business card to each garage/yard sale to get exposure. And of course, some common sense … always Be Professional with every person you come into contact with.

Approach Business Owners....

Just one thing to remember, keep it simple. Don’t expand into other markets (business sales) until you have some experience first. Same thing goes for when you take the next step and start talking to businesses about adding eBay to their income stream, start small. The typical small business is the best place to start, you will find people much more approachable this way.

As a business owner myself I was always bombarded with people coming and calling me wanting to sell me something, or promote my business some way. Take your time, get to know the business owner first by being their customer. Don’t just walk in one day and tell them all about how you will make them money on eBay…. Take your time and schmooze them a bit, but don’t be so obvious about it. Buy the odd item from them, & get to know them.