Starwood Preferred Guest Credit Card from American Express

Earn 10,000 Starpoints® with your first purchase1 - enough for up to 3 free nights at a Category 1 or 2 hotel.2
Plus - earn an additional 15,000 Starpoints when you spend $15,000 in 6 months.3
Use Starpoints for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries.

Starwood Preferred Guest® Credit Card from American Express

• Earn 10,000 Starpoints® with your first purchase1 - enough for up to 3 free nights at a Category 1 or 2 hotel.2
  
• Plus - earn an additional 15,000 Starpoints when you spend $15,000 in 6 months.3
  
• Use Starpoints for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries.
  
• Transfer Starpoints - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines.4
  
• Earn one Starpoint for every dollar of eligible spending5 and double Starpoints at participating Starwood properties and retail outlets.6
  
• Pay no annual fee for the first year and only $45 thereafter.7
  

Starwood Preferred Guest® Credit Card from American Express

• No annual fee for the first year; $45 each year thereafter.VI
  
• Additional Cards are fee-free. Payment Options
  
• Pay over time or pay in full.

• 2.90% Intro APR for 6 months on purchases made with the Card, then 14.99%.
  
• For Balance transfers, APR is 2.90% for the first 6 months, then 14.99%.
  

DID YOU KNOW?

	This is a fascination. Here is a wide open field that almost anyone can take advantage of. It use to be only for the mega rich people, the big corporations and banks. They are trading foreign currency's.. Can you imagine this is a 1.2 trillion dollar a day being traded. Thats 1.2 TRILLION a day. Now with the Internet you you too can trade the foreign currency's. You can set up a account with as little as $300.00 up to whatever. Regular accounts usually start with $3000.00. You are able to leverage you funds 100 to 1. SO you will be controlling 10,000.00 or one lot in currency's for $1,000.00 and for every pip on movement you can make $100.00. With the mini account you will control 1 tenth of a lot. $1000.00 for $100.00 and your pip is worth $1.00. Just so you will understand a pip is what an increment movement in a currency is. You buy it if you think it will go up and sell it if you think it will go lower. Of course there are charts and all kinds of ways to tell what is going to happen. It just takes learning the in's and out's, ups and downs. There are a lot of different currency's but here are the main ones that are traded. USA/YEN USA / Japanese GBP/USA British Pound USA/EURO USA/ Euro is European USA/CHF Swiss Franc USA/CAD USA/ Canadian EURO/YEN There are no commissions and no fees only narrow Dealer spreads. These spread vary depending on the trades. Major pairs are 3 to 5 pips. You will learn more about all of this when you start out. The wisest thing to do is to start out with a demo account or what we call a paper account where you do everything as if it was real money but it is only on paper. So you get to learn the in's and out's and learn to read the charts and how to understand the fundamentals. These are the world events that effect the currency's. There are many different strategies. Each have their strength's and weaknesses. They each deal with different ways at looking at the charts and their movements. Want some ideas? There are Scalping trades, surfing charts, sailing and many more. It fun and exciting, and sometimes a drag. Sometimes you will win 100 to 500 pips. Then there are times you will lose pips too. YOU will never win all the time. But thats where there account management comes in. You learn to control your risk taking. Usually the biggest sin or failure comes when you let your emotions become involved. EVEN the big shots sometimes let their emotions get involved. Most the time it doesn't work and will cost you. So with good account management understanding the various charts you can take $300.00 and turn it into $6000.00 in 6 months or less.

I am going to write something that may not be popular, but if it offends you in anyway, it probably means that I’m writing this for you. I’m writing this to help you…not to criticize or belittle you. I want every entrepreneur to continue to grow throughout his online career and sometimes when we don’t accept change…we stop growing. I don’t want that to happen to you.

Lately, I’ve seen a lot of online service-based business complain that cheaper alternatives are driving them out of business. I’ve seen virtual assistants angry that anyone would work for US $10 per hour. I’m surprised by that anger because $10 is above the minimum wage in every single state in the U.S. and province in Canada (2005 statistics). Yes, I know running a VA business carries expenses, but many people working online just want enough to be able to stay home, instead of trudging to a crappy job. Good for them for being resourceful.

I’ve seen article writers and article distribution services annoyed that new software and automated process are cutting into their bottom line and causing them to lose clients. It seems the hay days of getting paid $100 plus per article are gone…or are they?

If you’re letting your business die because lower cost services are coming in – it’s time for a wake up call. Complaining isn’t going to get you anywhere, except possibly bankruptcy. As more and more people come to work online, there’s going to be a lot of people working for what you think is chump change. As programmers get more creative with technology, more processes will become automated.

A smart business person will make competition irrelevant…or as irrelevant as is humanly possible. If you are trying to get your typical “Internet marketer on a budget” to hire you for $25 per hour to answer his emails…you probably will lose out to the moms who just want to earn an hourly wage to stay home with their kids. But if you set yourself apart and target a market that doesn’t want to nickel and dime and perceives more expensive services as more professional --- your client list will grow. If you have satisfied clients paying $25 per hour, they can always refer more clients who will pay $25 per hour.

If you’re a writer and you think it’s fair to charge $100 to write an article (and honestly…well written articles ARE that valuable), realize how much money you could be making by writing articles for your own use. Plus, you don’t have the headache of dealing with clients.

This is the realization I had to come to in 2003. I was a copywriter for hire. I didn’t charge top dollar (and a few copywriters complained to me about that)…but I wasn’t at the bottom of the heap, as far as rates went. I thought if somebody would pay me $75 to optimize one website page for them…why was I wasting my time letting them earn the residual income from it? If someone would pay me $150 to write a short page of sales copy…just how much money were they earning from it to make it worth their while?

After thinking about that, I decided to quit taking clients and focus my efforts on using my own writing skills to earn me residual and passive income. Now, I make about 5 times much as I did back then and I work a lot less. Best of all, I have no clients do deal with. You see, when hire yourself out for pay…you have to keep working to earn that pay and it can be a real drain on your time and energy.

If you’ve been complaining about external changes affecting your business, really think about how you can change your own approach to make it work for you. Every business has to evolve to keep up with changing times. After all, McDonald’s did once say they’d never offer a veggie burger.