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Home > Business > Advanta Platinum Business Card with Rewards Options
Advanta Platinum Business Card with Rewards Options
0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter
7.99% Variable APR on Purchases
Choice of 5% Cash Back or Travel Rewards
No Annual Fee and No Limit on Earnings
$0 Fraud Liability
Personalized card -- your company name on the top of the card
Annual Percentage Rate (APR) for Purchases and Balance Transfers: Prime plus 7.99% ; however, for Balance Transfers only, introductory 0% for the first fifteen billing cycles from the date your account is opened.
Default: The higher of the account APR plus 3%, or Prime plus a Default Margin of 17.99%.
Grace Period for New Purchases: 25 days from statement closing date, if new balance is paid in full in the manner and by the time of day on its due date as shown on statement.
Annual Fee: None when you select any Cash Back reward program.
Minimum Finance Charge: If any finance charge is applicable: $1.
Transaction Fees: for Cash Advances and Balance Transfers Cash Advances other than Convenience Checks: 3% (minimum $5); Convenience Check Cash Advances: 3% (minimum $5; maximum $50). Balance Transfers processed during the introductory period: 3% (minimum $5; maximum $50).
Other Fees Late Payment Fee: $15 to $39 based on balance. Overlimit Fee: $15 to $39 based on balance. Returned Payment Fee: $20. Dishonored Convenience Check Fee: $20.
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DID YOU KNOW?
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1. If you are paying interest on your outstanding credit card balance, then you can save yourself all that interest you are giving to your credit card company by applying for another credit card that offers a 0% interest rate and transferring the balance from your existing card to your new one . Usually these 0% interest offers last for a set period of about 6 to 9 months and the money you save can be substantial. Be careful when selecting a new credit card to apply for as some of them now charge a balance transfer fee of around 2% of the balance transferred, so make sure you pick one that doesn’t charge for doing a balance transfer. So that you can continue to pay no interest after this time, just apply for another 0% credit card from another credit card company at least a month before the first 0% offer expires, so you can switch the balance and not accrue any interest charges. 2. If you can’t get a 0% balance transfer offer, then you can still apply for a card that has a lower interest rate than the one you are currently paying interest on and do a balance transfer to it. Of course if you already have another card with a lower balance transfer rate than your existing one, you can transfer the balance to that one, lowering your interest payments. 3. Another way you could save money on outstanding credit card debt is to simply ask your current credit card company if they would lower their rate for you. It is surprising to find that many of them will do this for you, especially if you tell them you are thinking of moving your balance to another card with a lower interest rate, they will most likely match the interest rate. 4. If you have several balances outstanding on several cards, then a good way to save money is to pay off the card with the highest interest rate first, which lowers the interest you pay overall. |
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So you’ve started a home business venture and are looking for home business tips to make your venture a success. There is no doubt that there is a vast opportunity for entrepreneurial people to make a very good living with a home business.
So what are some good home business tips to maximize your profit potential and increase your chances of success? The first of our home business tips is all about marketing. Your business cannot possibly succeed unless your target customer base knows about it. It is important to promote your business wherever you think you can garner interest in the products and services you have to offer. There are plenty of places you can do this at no cost to you. Post messages on Internet message forums dedicated to subjects related to your business. At the very least, you will get interested people to your site and they will remember it even if they don’t buy immediately. This also creates the opportunity for word of mouth viral marketing to other potential clients as well.
Other home business tips for marketing include attending conferences or gatherings or joining membership groups related to your business. This allows you to network with other people involved in your business area, thereby maximizing your opportunity to make business contacts on the client and the partner side.
Further home business tips include making the most of every opportunity to claim expenses. Save every receipt, because everything from your home phone line and internet connection to your vehicle expenses to your gas to your business wardrobe can be claimed against any income you bring in from your home business.
There are many blogs and websites dedicated to proven home business tips that will help you. Before diving in to your new home business, it would benefit you to read through some of these tried and true methods for success and determine how you can apply the concepts to your own home business. Good luck!
Copyright 2007, CreditDexter. All rights reserved!
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